How We Help
Forebearance Agreement.
This is an agreement made between a the lender and delinquent borrower, in which the lender agrees not to exercise its right to foreclose and the borrower agrees to a mortgage repayment plan that will, over a certain time period, bring the borrower current on his or her payments more
Loan Modification.
Loan Modification is a permanent change in the terms of your existing loan. Lenders may restructure your loan by a reduction in the interest rate, an extension of the length of the loan, a lowered principal balance, reduction in the amount of accrued back payments or late fees, as well as many other options to allow you the affordability to pay your mortgage. more
Real Estate Short Sale
At Loans Modified America we understand ahead of time what an expectable offer is on a short sale and what it means for our clients to have these contracts approved. If a short sale is in the best interest of a client who wishes to leave their home, we will negotiate the best terms for our client. more
Deed in Lieu of Foreclosure.
Deed in lieu of foreclosure is an option to get out of a defaulting home loan. A borrower who cannot pay his mortgage may attempt a deed in lieu of foreclosure transaction. Instead of going through the foreclosure process, the borrower simply hands their keys over to the lender. more
Know your rights about loan modification. more
We have the most qualified analysts on our team because they were trained by the top largest banks in North America. Our team was comprised by bankers. So why not have bankers deal with bankers?
